Koinly vs CoinTracker: Which Crypto Tax Software Is Better in 2026?

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Koinly vs CoinTracker is a comparison many crypto investors make when deciding which tax software to rely on for accurate reporting. Choosing the right crypto tax software can make a significant difference in both accuracy and stress during tax season. Two of the most widely used platforms are Koinly and CoinTracker — and while they aim to solve the same problem, they take slightly different approaches.

In this comparison, we break down Koinly vs CoinTracker across accuracy, features, pricing structure, ease of use, and who each tool is best suited for. The goal is not to declare a universal winner, but to help you decide which platform fits your crypto activity in 2026.

If you’re still deciding whether Koinly is right for you overall, start with our main Koinly review.

Quick Summary: Koinly vs CoinTracker

At a high level:

• Koinly focuses on flexibility, transparency, and broad support for exchanges, wallets, DeFi, and NFTs.
• CoinTracker emphasizes simplicity and tight integrations, especially for users in the United States.

Both are reputable tools — but they serve slightly different user profiles.

Supported Exchanges, Wallets, and Blockchains

Koinly

Koinly supports:

• Hundreds of exchanges and wallets
• Major blockchains (Bitcoin, Ethereum, Solana, Polygon, etc.)
• DeFi protocols and NFT activity

Wallets can be connected via API, public address, or CSV import. This flexibility makes Koinly suitable for users with complex or multi-chain activity.

CoinTracker

CoinTracker also supports many exchanges and wallets, with a strong focus on:

• Major centralized exchanges
• Popular wallets
• Seamless integrations with U.S.-based platforms

However, users with extensive DeFi or multi-chain activity may encounter limitations compared to Koinly.

Accuracy and Reliability

Accuracy depends heavily on the type of crypto activity involved.

• For standard trades and long-term holding, both tools perform well.
• For DeFi, NFTs, and advanced transactions, Koinly generally offers more control and clearer transaction classification.

If accuracy is a major concern, especially for complex activity, we examined this topic in detail in our Is Koinly accurate analysis.

DeFi and NFT Handling

Koinly

Koinly provides structured support for:

• Token swaps
• Liquidity pools
• Wrapped tokens
• NFT minting, buying, selling, and transfers

While some transactions still require manual review, Koinly tends to expose issues clearly rather than silently adjusting data.

CoinTracker

CoinTracker supports DeFi and NFTs to a degree, but:

• Advanced DeFi workflows may be simplified
• Users may have less visibility into how certain transactions are classified

For casual users, this may not be an issue. For advanced users, it can be limiting.

Pricing Structure

Pricing models differ significantly.

Koinly Pricing

Koinly pricing is primarily based on:

• Number of transactions per tax year
• Whether downloadable tax reports are required

You can import and review transactions for free, then upgrade only when needed. For a full breakdown, see our Koinly pricing guide.

CoinTracker Pricing

CoinTracker pricing is also transaction-based but:

• Tends to be more expensive at higher transaction volumes
• Often bundles features differently, depending on region

CoinTracker integrates closely with certain tax filing services, which may influence pricing for U.S. users.

Ease of Use and Interface

Koinly

• Clean, information-dense interface
• Strong filtering and manual adjustment tools
• Slight learning curve for advanced features

Best for users who want control and transparency.

CoinTracker

• Very beginner-friendly interface
• Minimal configuration
• Fewer manual controls

Best for users who want simplicity over flexibility.

Country and Tax Report Support

• Koinly supports a wide range of countries and tax jurisdictions.
• CoinTracker is especially strong for U.S. users, with direct IRS-related integrations.

If you’re outside the U.S. or dealing with multiple tax jurisdictions, Koinly often provides broader support.

Which One Should You Choose?

Choose Koinly if you:

• Use multiple exchanges and wallets
• Participate in DeFi or NFTs
• Want transparency and manual control
• Need support across multiple countries

Choose CoinTracker if you:

• Are a casual investor
• Primarily use U.S.-based exchanges
• Want a simple, hands-off experience
• Prefer deep integration with U.S. tax tools

Final Verdict: Koinly vs CoinTracker

Both Koinly and CoinTracker are solid crypto tax platforms, but they are designed for different users.

Koinly stands out for flexibility, transparency, and advanced use cases, making it a strong choice for active traders and users with complex crypto activity. CoinTracker excels in simplicity and U.S.-centric workflows, which may appeal to beginners.

If you want a deeper understanding of Koinly’s features, pricing, and accuracy, start with our full Koinly review.

You can also start using Koinly for free, import your data, and decide later whether it fits your needs.

Want the Full Picture?

• Read our Koinly review for a complete evaluation
• See Koinly pricing explained to understand plan limits
• Review Is Koinly accurate if reliability is your main concern